Welcome Offer Breakdown
Welcome bonus details provided after account verification.
Offer eligibility varies by state. Verify redemption rules before converting Sweeps Coins.
Chumba is a vetted sweepstakes casino. Explore the welcome offer, redemption speeds, and trust signals before you play.
Welcome bonus details provided after account verification.
Offer eligibility varies by state. Verify redemption rules before converting Sweeps Coins.
No first-purchase booster advertised.
Best value comes from activating the welcome booster on your first Gold Coin purchase.
Visa and Mastercard
Redeem Sweeps Coins for cash or gift cards once eligibility requirements are met.
Average processing times range from 24 hours to 5 business days depending on method.
Standard sweepstakes eligibility requirements apply. • Daily redemption limit not disclosed. • Sweeps Coins do not expire with regular activity.
Operates in most eligible U.S. states under sweepstakes regulations.
No state-level restrictions published. Confirm eligibility during signup.
Sweepstakes casinos operate under federal and state promotional sweepstakes statutes. Always confirm your local eligibility before wagering.
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Data verified by SweepState editorial team.
Ways to buy Gold Coins and redeem Sweeps Coins.
Chumba Casino has been paying out real cash since 2012, which puts it in a category most sweepstakes sites can only aspire to. The first purchase offer comes to $0.33 per SC on the $10 package, and the Chumba Prepaid Mastercard gives you instant access to redeemed funds that competitors simply don't match. Where it falls short: 225 games is a thin library compared to Pulsz (700+) or WOW Vegas (1,000+), the mobile apps are Gold Coin-only with no SC play, and there is no VIP program or referral bonus to reward players who stick around. If payout reliability is your top priority, Chumba earns its place on the shortlist. If you want the most games or the best ongoing rewards, you'll find better deals elsewhere.
The short answer is: it depends on what you're optimizing for. Chumba has been running sweepstakes-model games since 2012, which means it has a verified payout history that newer sites genuinely cannot match. But a long track record doesn't automatically make it the best deal on the market right now.
This review breaks down the actual math on the bonuses, what you'll get per dollar spent, and where Chumba is losing ground to competitors.
New players get on registration with no purchase required. The 2 SC is a real amount, small, but it gives you something to play with in Sweeps Coins mode immediately without spending anything.
The daily login bonus is {{daily_bonus}}. At 1 SC per day, you'd need 10 consecutive days to hit the gift card redemption minimum of 10 SC, or 100 days to hit the cash minimum of 100 SC. That math matters if you're trying to reach redemption without spending money. There's no streak mechanic to maintain, which is better than sites that reset your progress if you miss a day.
The first purchase offer is for $10. That works out to $0.33 per SC, which is a reasonable rate but not exceptional. For comparison, some newer sites like Pulsz and McLuck have pushed first-buy offers higher in the SC-per-dollar arms race.
After the first purchase, the standard $25 package gets you 50.5 SC, which comes to roughly $0.49 per SC. The $50 package gives you 101.5 SC, or about $0.49 per SC as well. The math is consistent across higher tiers, but there's no meaningful bonus for spending more.
Note that some packages on the purchase menu are Gold Coin-only with zero SC included. The $0.50 minimum purchase and the $5 package both fall into this category. If you're shopping for SC specifically, read the package details before you buy.
At 1 SC per day with no streak requirement, the ongoing free-play accumulation is simple. If you log in daily for a month, that's roughly 30 SC, which gets you a third of the way to the 100 SC cash redemption threshold. That's slow if your only goal is free redemptions.
Chumba doesn't run a regular tournament schedule or reload bonus calendar the way more promotion-heavy competitors do. What you see in the daily login is mostly what you get for ongoing free value. Sites like Stake.us or Legendz run more frequent promotions that give regular players more to work with between purchases.
Redemption options are {{redemption_methods}}. The Chumba Prepaid Mastercard is the standout here. Load your winnings to the card and spend them immediately, no waiting on Skrill, no ACH delays, no gift card limitations. Barely any other sweepstakes site offers anything like it.
For cash redemptions, the minimum is 100 SC ($100). Gift card redemptions start at just 10 SC ($10) through Prizeout, which is a much lower bar if you want to get something out quickly.
Payout timing runs {{payout_time_estimate}}. First-time ACH users should expect the longer end of that range because of bank verification. This isn't unique to Chumba, but the BBB complaint record and Trustindex reviews show a consistent pattern of frustration around first-withdrawal delays. Know that going in and have your verification documents ready before you try to redeem.
Chumba offers around 225 games across slots, live dealer tables, and bingo. The provider list includes NetEnt, Relax Gaming, Red Tiger Gaming, Playtech, Pragmatic Play, Hacksaw Gaming, Yggdrasil, ReelPlay, 4ThePlayer, Atlantic Digital, PearFiction Studios, Slotmill, 2by2 Gaming, Big Wave Gaming, Gaming Realms, GamingArts, Reloaded Gaming, Revolver Gaming, 1x2 Gaming, Swintt, Golden Rock Studios, which is a legitimate roster. Pragmatic Play, Hacksaw Gaming, Yggdrasil, and Relax Gaming all show up at regulated real-money sites. The quality of what's there is decent.
The problem is quantity. Pulsz has 700+ titles. WOW Vegas is pushing 1,000. Chumba's 225 covers the basics but won't satisfy anyone who likes to rotate through a lot of different games. The live dealer section (roulette, blackjack, baccarat) adds some table variety that most sweepstakes sites skip entirely, which is a genuine positive.
If game volume is a priority, Fortune Coins or Pulsz are worth a look before committing here.
Chumba has two apps, Chumba Lite and Chumba Mini, available on iOS and Android. Both run Gold Coins only. There is no Sweeps Coin play in the app.
If you want to play for real prizes, you have to use the browser version. For anyone who does most of their gaming on a phone, that's a real step behind competitors like Stake.us that run full SC play natively in their apps.
Chumba is blocked in 14 states: California, Connecticut, Delaware, Idaho, Louisiana, Michigan, Mississippi, Montana, Nevada, New Jersey, New York, Tennessee, Washington, and West Virginia. California was added at the start of 2026 when AB831 took effect. Illinois received a cease-and-desist at the time of this review.
Those are major markets. If you're in any of the blocked states, this review is academic, check our state-by-state sweepstakes casino guide for alternatives that work where you are.
This is Chumba's biggest structural weakness in 2026. There are no VIP tiers, no loyalty points, and no referral bonus. If you play here regularly and spend money here regularly, you get exactly the same treatment as someone who just signed up.
Competitors like McLuck and Legendz have built tiered reward systems where higher volume players earn better rates and exclusive bonuses. Dollar for dollar, a regular Chumba player is leaving value on the table compared to what they'd earn on a site with a proper loyalty structure.
Chumba makes sense if payout reliability is your number one priority. The track record since 2012 is real, the Prepaid Mastercard option is unique, and the platform is stable. For players who've been burned by newer sites with flashy bonuses and unreliable redemptions, that history is worth something.
It's a harder case to make if you want the most games, the best mobile experience, or rewards for loyalty. For those players, Pulsz, McLuck, or Stake.us are all worth comparing before you decide where to put your money.
PLEASE DO NOT GAMBLE WITH MONEY THAT YOU CANNOT AFFORD TO LOSE. Gambling is not a money making method and you will lose in the long run.
Chumba is the safest bet in sweepstakes casinos if what you care about most is a verified payout history and the Prepaid Mastercard redemption option. On everything else, game volume, mobile experience, ongoing promotions, loyalty rewards, it's behind where the market has moved in 2026. Spend here if reliability matters more to you than variety.
Yes. Chumba has been operating since 2012 under VGW Malta Limited, a subsidiary of VGW Holdings, and has a documented history of real cash payouts. There are BBB complaints, mostly around first-time withdrawal verification delays, but the site does pay out. That matters more than it might seem given how many newer sweepstakes sites are still proving themselves.
Chumba is blocked in 14 states: California, Connecticut, Delaware, Idaho, Louisiana, Michigan, Mississippi, Montana, Nevada, New Jersey, New York, Tennessee, Washington, and West Virginia. California was added at the start of 2026 following AB831. If you're in one of these states, you cannot play. Check our sweepstakes casinos by state guide for alternatives that work where you are.
You need a minimum of 10 SC ($10) for gift card redemptions via Prizeout, or 100 SC ($100) for cash payouts. Cash redemption options are Skrill, ACH bank transfer via Trustly, and the Chumba Prepaid Mastercard. The Mastercard is the fastest option and gives you instant access to your funds. First-time ACH users should expect verification delays that can extend to 10 business days.
The first purchase offer is for $10, which works out to $0.33 per SC. After that, standard packages start at $2.50 for 1M GC and 4.9 SC. Note that some packages on the purchase menu are Gold Coin-only with no SC included, so read the details before buying if Sweeps Coins are what you're after.
There are two apps, Chumba Lite (iOS) and Chumba Mini (Android), but both are Gold Coin-only. You cannot play Sweeps Coins or redeem prizes through the app. If you want to play for real prizes, you have to use the browser version of the site. This is a significant limitation compared to competitors that offer full SC functionality in their apps.
No. As of 2026, Chumba has no VIP tiers, no loyalty program, and no referral bonus. High-volume players receive no additional rewards for their spending. If ongoing rewards matter to you, sites like McLuck and Legendz have structured loyalty programs that reward regular play.
Gift cards process in under 24 hours. The Chumba Prepaid Mastercard is instant. Skrill takes 1-5 business days. ACH bank transfer runs 2-10 business days, with first-time users typically at the longer end due to bank verification requirements. Have your verification documents ready before your first withdrawal to avoid delays.
Licensing
Certifications
Trust signals for Chumba are independently verified and updated regularly.
Expert sweepstakes casino analysts with 10+ years combined experience testing platforms, verifying payouts, and documenting industry practices.
This review was researched with AI assistance and verified by our editorial team. Editorial policy
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Age Requirement: You must be 18 years or older (or the legal gambling age in your state) to participate in sweepstakes casino promotions. No purchase necessary to play.
Sweepstakes Casino Disclaimer: Sweepstakes casinos operate legally in most US states under sweepstakes law. No purchase is necessary to play. You can obtain free Sweeps Coins through daily login bonuses, mail-in requests, and social media promotions.
Chumba is a sweepstakes casino platform. Gold Coins have no monetary value and are for entertainment only. Sweeps Coins can be redeemed for prizes where permitted by law.
Eligibility: Must be 18+ (21+ in some states) to participate. Not available in Washington, Idaho, Montana, and Nevada. Additional restrictions may apply based on your location.
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