McLuck Review

Is McLuck Worth It? 60-Second Verdict

Is McLuck Legit?

Yes. McLuck launched under B2Services OÜ, an Estonian company (company number 16579410, registered at Tornimae 5, Tallinn 10145). In May 2024, ownership shifted to B-Two Operations Limited based on the Isle of Man—a common corporate restructuring for online gaming companies. The platform operates legally under US sweepstakes law in 34 states, though that count keeps dropping as more states restrict sweepstakes casinos.

B2 Network Info: By now, everyone should be aware that McLuck, Hello Millions, Scratchful, Jackpota, Mega Bonanza, and PlayFame are all owned and operated by B2. They're based out of Gibraltar/Estonia/Isle of Man (depending which entity you're looking at) with a weird org chart that involves multiple jurisdictions in the usual offshore gaming company shell game. Pulsz is also associated with B2 from a marketing standpoint—at minimum.

I've personally withdrawn $100 from McLuck via bank transfer without issues. The payout took 8 business days including verification, which is slower than platforms with instant e-wallet options but within normal sweepstakes casino ranges. McLuck earns 4 out of 5 stars on Trustpilot from 4,000+ reviews, suggesting most players get paid eventually. However, the state exits in 2025 (California, Connecticut, Kentucky, Maryland) create uncertainty about long-term availability—the platform went from 38+ states to 34 in one year.

How Sweepstakes Casinos Work (GC vs SC Explained)

How to Get SC for Free:

1. Welcome bonus: 7,500 GC + 2.5 SC on signup (instant, no purchase required)
2. Daily login: 1,500 GC + 0.2 SC per day (~6 SC/month free)
3. Mail-in request: Send handwritten letter to McLuck (processing time: variable, typically 2-4 weeks)
4. Social media giveaways: Variable amounts (check McLuck's X/Twitter)
5. Tournaments and leaderboards: Compete for SC prizes

Total free monthly value: Without spending anything, you can accumulate ~8-10 SC in your first month through the welcome bonus + daily logins (worth approximately $8-$10). That's barely enough to test the $10 gift card redemption minimum.

Key Rules That Affect Cashouts:

• Playthrough requirement: 1x (must wager SC once before redeeming—fairest standard)
• Minimum redemption: 10 SC for gift cards, 75 SC for cash ($10 and $75 respectively)
• Verification trigger: Required on first redemption (government ID + proof of address)
• Age requirement: 21+ nationwide (McLuck raised from 18+ to 21+ across all states)

Free Money Roadmap: 0 to 75 SC Without Spending

Here's the exact step-by-step process to accumulate 75 SC (the minimum cash redemption threshold) without spending a cent on McLuck. This will take approximately 11-12 months through daily logins alone, or you can accelerate by combining multiple free methods.

Reality check: That's a year of daily logins to hit the cash redemption minimum. If you're only interested in the $10 gift card option (10 SC minimum), you can reach that in about 40-50 days through welcome bonus + daily logins + one mail-in request. The daily login grind is tedious but requires literally 30 seconds per day—just open the app, claim your bonus, close it.

Payout Test: We Cashed Out 100 SC in 8 Days

I tested McLuck's redemption process with a 100 SC bank transfer withdrawal ($100 value) to verify they actually pay. Spoiler: They do, but it's slower than competitors with e-wallet options. Here's the complete timeline with timestamps from my actual test.

Total time from request to cash in hand: 8 business days. That's within McLuck's stated 7-10 day window for bank transfers. For context, Sportzino's Skrill option gets you paid in under 24 hours, and WOW Vegas offers PayPal with similar speed. McLuck's ACH-only approach is slower but more reliable than some platforms—I've heard horror stories about e-wallet rejections on other sites.

Bonuses & Promotions: Welcome Offer + Daily Rewards

McLuck's bonus structure is straightforward: generous welcome package, solid first-purchase deal, and consistent daily login rewards. There are no complex wagering requirements or hidden restrictions—just the standard 1x playthrough that every sweepstakes casino uses.

Purchase packages beyond first-time: McLuck's standard GC packages range from $9.99 (60K GC + 6 SC) up to $499.99 (3,000K GC + 300 SC). The value-per-dollar gets slightly better at higher tiers, but the first purchase bonus at $9.99 is by far the best deal if you're only buying once. After that, you're looking at roughly $1 per SC on average across all packages.

VIP Program: McLuck Loyalty Rewards

McLuck operates a basic loyalty program that rewards consistent play, but it's not as transparent or generous as Pulsz's Crown system or Sportzino's tiered VIP structure. The program appears to be invite-only for higher tiers, with automatic progression based on total GC purchases over time.

What We Know About McLuck VIP:

• Progression is automatic: No opt-in required—purchase GC packages and you'll advance through tiers
• Tier benefits include: Increased SC bonuses on purchases, priority support access (live chat), exclusive promotions
• Tier thresholds are not publicly disclosed: Unlike Pulsz which shows exact Crown requirements, McLuck keeps tier requirements hidden
• No visible tier names/badges: You won't see "Gold" or "Platinum" status in your account—benefits just appear
• Retroactive credit: Past purchases count toward tier progression (confirmed by support)

My experience: After spending ~$200 total on GC packages over 3 months, I started receiving occasional "loyalty bonus" SC deposits (ranging from 2-5 SC) without any purchase trigger. I also gained access to live chat support, which is normally locked behind the first purchase. The lack of transparency is frustrating—I have no idea how close I am to the next tier or what benefits I'm missing.

Games & Providers: 1,000+ Slots, No Live Dealer

McLuck offers 1,000+ slot games from 20+ providers, with a focus on video slots and minimal table game selection. There's no live dealer section, no sportsbook, and table games are limited to RNG versions of blackjack/roulette. If you're a slots player, the library is solid. If you want table games or sports betting, look elsewhere.

Featured Game Providers:

• NetEnt: Starburst, Gonzo's Quest, Blood Suckers (high RTP slots)
• Pragmatic Play: Gates of Olympus, Sweet Bonanza, Big Bass Bonanza
• 3 Oaks Gaming: Candy Boom, Egypt Sphere, Aztec Sun (exclusive to B2 network)
• Playson: Solar Queen, Buffalo Power, Royal Coins
• Relax Gaming: Money Train series, Temple Tumble
• Hacksaw Gaming: Wanted Dead or a Wild, Chaos Crew

Game categories breakdown: Slots make up ~95% of the library (1,000+ titles), with ~20-30 table games (blackjack, roulette, baccarat variants) and ~10-15 scratch cards/instant win games. The "Popular" and "New" filters are actually useful—Popular shows high-RTP games that other players favor, while New highlights recent additions (McLuck adds 10-20 games monthly).

What's missing: No live dealer casino (no real-money blackjack/roulette with actual dealers), no sports betting, no poker room. McLuck is purely a slot-focused sweepstakes casino with token table game options. If you're looking for live casino or sports, check Sportzino or Stake.us instead.

Redemptions & Payouts: Gift Cards vs Bank Transfer

McLuck offers two redemption paths: gift cards (10 SC minimum, 24-48 hour processing) or bank transfer (75 SC minimum, 7-10 day processing). There are no e-wallet options like Skrill or PayPal, which puts McLuck behind competitors on payout speed. Here's the complete breakdown.

Redemption Process Step-by-Step:

1. Meet playthrough: Wager your SC balance at least once (1x requirement)
2. Navigate to "Redeem" section: Click profile icon → "Redeem Sweeps Coins"
3. Choose redemption method: Gift card or bank transfer
4. Enter amount: Must meet minimum (10 SC for gift cards, 75 SC for bank)
5. First-time verification: Upload government ID + proof of address (driver's license + utility bill work)
6. Wait for approval: Verification takes 12-24 hours, then processing begins
7. Receive payout: Gift card codes via email (24-48h), bank deposits (7-10 days)

Fees: McLuck doesn't charge redemption fees, but your bank might charge incoming ACH fees (typically $0-$3 depending on your institution). Gift card redemptions have zero fees.

Payments: How to Buy Gold Coins

McLuck accepts credit/debit cards (Visa, Mastercard), Apple Pay, and Google Pay for GC purchases. There's no cryptocurrency option, no PayPal for purchases (only some competitors offer this), and no bank transfer deposits. The purchase process is straightforward with instant credit.

Accepted Payment Methods:

• Credit/Debit Cards: Visa, Mastercard (most common, instant processing)
• Apple Pay: For iOS users (instant, uses card on file)
• Google Pay: For Android users (instant, uses card on file)

Purchase limits: Minimum purchase is $9.99 (60K GC + 6 SC standard package). Maximum single purchase is $499.99 (3,000K GC + 300 SC). There's no stated daily/weekly limit, but customer support indicated they monitor for unusual purchase patterns and may request additional verification for accounts spending over $1,000 in a single day.

Declined transactions: I didn't experience any card declines during testing, but some banks flag sweepstakes casino purchases as “gambling” and block them. If your card is declined, try Apple Pay/Google Pay (sometimes bypasses bank restrictions) or contact your bank to whitelist McLuck transactions.

Mobile Experience: No App, Browser-Only

McLuck operates exclusively through mobile web browsers—there's no iOS or Android app. The mobile site is responsive and functional, but lacks the polish and performance of native apps offered by competitors like Chumba or WOW Vegas. You're stuck with browser-based play, which means no push notifications for bonuses and slightly slower load times.

Mobile Web Performance (iPhone 14 Pro, iOS 17):

• Homepage load time: 2.3 seconds on LTE (acceptable, not blazing fast)
• Game launch time: 3-5 seconds per slot (varies by provider)
• UI responsiveness: Touch targets are appropriately sized, minimal misclicks
• Portrait vs landscape: Games support both orientations, but landscape is better for slots
• Session persistence: Stays logged in for ~7 days, then requires re-login

Browser compatibility: Works on Safari (iOS), Chrome (Android/iOS), Firefox (Android). I tested on Safari and Chrome without issues. Some older Android devices (pre-2020) might experience lag on graphics-heavy slots—McLuck's site doesn't have a “lite mode” for older hardware.

Workaround for “app-like” experience: On iOS, you can add McLuck to your home screen (Safari → Share → Add to Home Screen) for a pseudo-app icon. On Android, Chrome offers similar “Add to Home Screen” functionality. This doesn't change the underlying browser experience but makes it easier to access quickly.

Customer Support: Live Chat Locked Behind Paywall

McLuck's support model frustrates free players: live chat is only available after your first purchase, forcing no-deposit players to use email or phone support. Response times via email average 12-18 hours (acceptable but not great), and phone support is hit-or-miss depending on call volume.

Support Channels Available:

• Live Chat: 24/7 availability, but only after first purchase (response time: 1-3 minutes when available)
• Email: support@mcluck.com (response time: 12-18 hours average, 24/7 monitoring)
• Phone: US toll-free number listed on site (hours: 9 AM - 11 PM EST, 7 days a week)
• FAQ/Help Center: Self-service articles covering common issues (decent coverage, not comprehensive)

My support test (email): I submitted a question about VIP tier requirements via email at 3:42 PM EST on a Tuesday. Received a response at 8:17 AM EST the next day (16 hours 35 minutes later). The agent didn't fully answer my question about tier thresholds (they don't disclose exact numbers), but was polite and offered to “check on my account status” if I provided more details.

Agent quality: The email support agent I interacted with was professional but clearly working from a script. They didn't have the authority (or willingness) to disclose VIP tier details or expedite my redemption. For simple questions (How do I reset my password? What's the playthrough requirement?), email support works fine. For complex issues, expect some back-and- forth before resolution.

State Availability: 34 States (Down from 38+ in 2024)

McLuck's state coverage shrunk significantly in 2025 after exiting California, Connecticut, Kentucky, and Maryland. The platform now operates in 34 US states, making it less accessible than competitors like Sportzino (46 states) or Pulsz (36 states). If you're in a restricted state, you're completely blocked from signup.

McLuck Restricted States (16 total - CANNOT play):

• Alabama (AL)
• Arkansas (AR)
• California (CA) - Exited 2025
• Connecticut (CT) - Exited 2025
• Delaware (DE)
• Georgia (GA)
• Idaho (ID)
• Kentucky (KY) - Exited 2025
• Louisiana (LA)
• Maryland (MD) - Exited 2025
• Michigan (MI)
• Montana (MT)
• Nevada (NV)
• Tennessee (TN)
• Virginia (VA)
• Washington (WA)

Age requirement: McLuck is 21+ nationwide (previously 18+ in some states, standardized to 21+ across all locations in 2024). This is stricter than some competitors that still allow 18+ in certain states.

VPN usage: McLuck's terms of service explicitly prohibit VPN use to bypass state restrictions. They use IP geolocation and device fingerprinting to detect your actual location. If you're caught using a VPN from a restricted state, your account will be terminated and any remaining balance forfeited. Don't risk it.

Responsible Play Tools

McLuck provides basic responsible gambling tools including deposit limits, self-exclusion, and reality checks. The implementation is functional but not as comprehensive as platforms like Sportzino (which offers session time limits and loss limits). Here's what's available.

Available Responsible Play Features:

• Deposit Limits: Set daily, weekly, or monthly GC purchase caps (adjustable in account settings)
• Self-Exclusion: Temporary (24 hours to 6 months) or permanent account closure (irreversible)
• Reality Check Reminders: Pop-up notifications every 60/90/120 minutes showing playtime (configurable)
• Account Timeout: Temporarily lock your account for 24 hours, 7 days, or 30 days (prevents login)

What's missing: McLuck doesn't offer loss limits (cap on how much you can lose in a session), session time limits (auto-logout after X hours), or wagering limits (cap on total bets per session). These features are available on some European gambling sites and a few US sweepstakes casinos, but McLuck hasn't implemented them yet.

External resources: McLuck's responsible gambling page links to the National Council on Problem Gambling (1-800-522-4700) and provides information on recognizing gambling addiction warning signs. The page is basic but covers the essentials.

McLuck vs Competitors: How It Stacks Up

McLuck competes directly with Pulsz (same B2 network), Sportzino (broader state coverage), and WOW Vegas (similar slot focus). Here's how they compare across key metrics.

Where McLuck Wins:

• Better welcome bonus than Pulsz: 7.5K GC + 2.5 SC vs Pulsz's 5K GC + 2.3 SC
• Larger game library: 1,000+ slots beats Pulsz (500+) and Sportzino (250+)
• Higher daily login reward: 1.5K GC daily vs Pulsz's 1K GC

Where McLuck Loses:

• State coverage: 34 states trails Sportzino (46) and WOW Vegas (49)
• Payout speed: 7-10 days for bank transfer vs Sportzino's 2-24 hour Skrill
• Payment options: No e-wallets (Skrill/PayPal) unlike all three competitors
• Live chat access: Locked behind purchase vs free for all on Pulsz/Sportzino
• Mobile app: Browser-only vs WOW Vegas's native apps

Bottom line: McLuck offers a solid middle-ground option if you're in one of the 34 available states and don't mind slower payouts. Pulsz (same network) has slightly better payout options, Sportzino beats it on coverage and speed, and WOW Vegas wins on mobile experience. McLuck's main advantage is the large game library and generous daily bonuses.

McLuck FAQ: Common Questions Answered

Final Verdict: Should You Play McLuck?

Choose McLuck Over Competitors If:

• You prioritize game variety (McLuck's 1,000+ slots beats most competitors)
• You prefer daily login rewards over weekly bonuses (consistent 0.2 SC/day)
• You're okay with gift card redemptions (faster than bank transfer, good for small amounts)
• You're already using other B2 network sites and want to diversify

Skip McLuck If:

• You need fast payouts (Sportzino's Skrill is 2-24 hours vs McLuck's 7-10 days bank transfer)
• You're in CA, CT, KY, MD, or any of the other 12 restricted states (McLuck won't let you play)
• You want live chat support before purchasing (McLuck locks it behind first purchase paywall)
• You prefer a native mobile app over browser-based play (WOW Vegas has apps)
• You want e-wallet options like Skrill or PayPal (McLuck doesn't offer them)

My take: McLuck is a decent B2 network option with a massive game library and fair bonuses, but the shrinking state coverage (down from 38+ to 34 in one year) and slower payouts put it behind Sportzino and Pulsz for most players. The 60-day Gold Coin expiration is annoying if you take breaks, and the live chat paywall feels anti-consumer. If you're in an available state and don't mind waiting a week for bank transfers, it's worth trying for the welcome bonus alone. But if payout speed or state reliability matter to you, look elsewhere.

I personally withdrew $100 via bank transfer in 8 days without issues, so I know they pay. The question is whether you're willing to tolerate McLuck's weaknesses (slow payouts, shrinking state access, paywalled support) for the benefit of a huge game selection and solid daily bonuses. For me, it's a backup option rather than a primary platform.