Welcome Offer Breakdown
No-deposit sign-up bonus: 15,000 GC + 3 SC free upon registration
Offer eligibility varies by state. Verify redemption rules before converting Sweeps Coins.
Money Factory is a vetted sweepstakes casino. Explore the welcome offer, redemption speeds, and trust signals before you play.
No-deposit sign-up bonus: 15,000 GC + 3 SC free upon registration
No-deposit sign-up bonus: 15,000 GC + 3 SC free upon registration
Offer eligibility varies by state. Verify redemption rules before converting Sweeps Coins.
No first-purchase booster advertised.
Best value comes from activating the welcome booster on your first Gold Coin purchase.
Visa and Mastercard
Redeem Sweeps Coins for cash or gift cards once eligibility requirements are met.
Average processing times range from 24 hours to 5 business days depending on method.
Standard sweepstakes eligibility requirements apply. • Daily redemption limit not disclosed. • Sweeps Coins do not expire with regular activity.
Operates in most eligible U.S. states under sweepstakes regulations.
No state-level restrictions published. Confirm eligibility during signup.
Sweepstakes casinos operate under federal and state promotional sweepstakes statutes. Always confirm your local eligibility before wagering.
Affiliate Disclosure: This page contains affiliate links. If you click a link and sign up at a casino, we may earn a commission at no extra cost to you. Our ratings and reviews are not influenced by affiliate partnerships and are based on independent research and player feedback.
Data verified by SweepState editorial team.
Ways to buy Gold Coins and redeem Sweeps Coins.
Money Factory's first-purchase math looks great on paper: 32 SC for $7.99 works out to roughly $0.25 per SC, which beats a lot of competitors at the entry level. The free sign-up bonus (15K GC + 3 SC) costs you nothing to claim. Where this casino falls down is on the thing that actually matters: getting your SC back out. Multiple verified user reports document redemption waits of 70+ days, with customer service copy-pasting the same backlog excuse rather than resolving anything. That's a real problem for a site that advertises 24-48 hour Skrill payouts. Until the payout infrastructure catches up, treat this as a place to play with free coins rather than somewhere to build up a balance you're counting on.
The short answer: the bonuses are good, the game library is solid, and the payout situation is genuinely concerning. If you're comparing where to put your first $7.99 in the sweepstakes space, Money Factory has a competitive case to make. If you're planning to redeem any real money from it, you should know what you're walking into first.
Creating an account gets you No-deposit sign-up bonus: 15,000 GC + 3 SC free upon registration with no card required. The GC won't convert to cash, but 3 SC is a real, if small, head start on the 100 SC minimum you'll need to redeem for cash. Most sweepstakes sites give you even less free SC to start, so this is a decent entry point.
You don't need a promo code. Just sign up and the coins hit your account.
The first purchase offer is for $. That's a 300% coin match. Here's what that actually costs you on a per-SC basis: 32 SC for $7.99 works out to roughly $0.25 per SC. For comparison, Chumba Casino's entry package runs closer to $0.33 per SC, and High 5 Casino lands around $0.30 per SC on its starter deal. Dollar for dollar, Money Factory's entry package is better than most.
If you want to spend more, the tiers scale up: 45K GC + 45 SC for $19.99 (about $0.44 per SC, that's worse) and 70K GC + 70 SC for $39.99 (about $0.57 per SC. even worse). The best value is at the $7.99 level. Second and third purchases come with extra coin bonuses at 100% and 25% respectively, but the first purchase is where the real match percentage lives.
The daily login bonus is {{daily_bonus}}. The 0.2 SC per day matters more than it sounds: you'd need 500 consecutive logins to reach the 100 SC cash minimum on daily bonuses alone, which tells you the daily SC is more of a trickle than a realistic path to redemption. It's still free, and there's no streak reset mechanic punishing you for missing a day, which is a better setup than sites that wipe your streak if you skip once.
Social media giveaways and contests add occasional extra SC on top of the login bonus. The VIP program has six tiers with XP-based progression. {{vip_tiers}}. The referral program pays up to {{referral_bonus}} per person you bring in, which is one of the higher referral offers in the category.
This is where you need to pay attention. The advertised payout timeline is {{payout_time_estimate}}. That's the marketing version.
What multiple users have actually reported, across Trustpilot and AskGamblers, is waits of 70+ days. Customer service responses are described as generic and copy-pasted, with agents citing a redemption backlog rather than giving any real update or timeline. The Trustpilot rating sits around 3.5 stars across 5,500+ reviews, not a catastrophic number, but for context, sweepstakes casinos with reliable payout reputations typically land at 4.0 or higher, and the distribution of negative reviews is concentrated on exactly this issue.
Available redemption methods are {{redemption_methods}}. The minimum to cash out for real money is SC. Gift cards have a lower minimum at 20 SC. There's no crypto option.
The math on how long it takes to get paid matters as much as the payout rate itself. Money sitting in redemption limbo for two months is money you can't use. Factor that into whether the 300% first purchase bonus is actually as attractive as it looks.
The practical advice: cash out small and often rather than letting your SC balance grow. Redeem as soon as you hit the minimum rather than waiting for a bigger balance.
Money Factory has 1000+ games covering {{game_types}}. The provider lineup includes Evolution Gaming, NetEnt, Pragmatic Play, Hacksaw Gaming, Spinoro, 3 Oaks Gaming, Evoplay Entertainment, BGAMING, Booming Games, Slotmill, RubyPlay. Evolution Gaming and Pragmatic Play are the names you want to see in a sweepstakes library, they produce games that hold up against what you'd find at a real-money casino, not generic filler. Hacksaw Gaming is a good addition if you like high-variance slots.
Note that while live dealer is listed as a category, the actual selection may be limited in scope. Verify what's available when you log in before counting on it. For slots players, 1,000+ titles is a real library and you won't run out of options.
There's no mobile app for iOS or Android. The site is mobile-browser optimized, which works for most things, but if you prefer a native app experience that's a gap.
Money Factory is blocked in {{prohibited_states}}. That's 17 states, including major markets like New York, New Jersey, Michigan, Pennsylvania, and Washington. If you're in one of those states, Funzpoints and Funrize cover more of the country.
Sweeps Coins must be wagered before they're eligible for redemption. The terms are at {{sweeps_rules_url}}. read them before spending anything.
The company launched in 2024 and operates out of Delaware under US sweepstakes law. No gambling license, which is standard for sweepstakes casinos.
If you want to claim the free signup bonus and try the games with no financial commitment, there's no real downside. The 3 SC free is small but it's real.
If you're thinking about spending $7.99 on the first purchase, the 32 SC you'd get is genuinely competitive, that per-SC rate is better than most alternatives at the entry level.
Where I'd pump the brakes is if you're planning to build up a balance and redeem regularly. Until the payout complaints stop showing up at this volume, treat every SC you earn as SC you might be waiting a while to collect on. Compare that against somewhere like Funzpoints or Fortune Coins, which have more consistent payout track records even if their entry bonuses are slightly less generous.
PLEASE DO NOT GAMBLE WITH MONEY THAT YOU CANNOT AFFORD TO LOSE. Gambling is not a money making method and you will lose in the long run.
Money Factory's entry-level purchase deal is genuinely competitive at $0.25 per SC, and the free signup bonus costs nothing to claim. The 1,000+ game library with providers like Evolution and Pragmatic Play is a real selling point. But the documented payout delays, multiple users waiting 70+ days vs, the advertised 24-48 hours, are a serious problem that the per-SC math doesn't fix. Worth trying for free, approach spending with caution until the payout record improves.
Money Factory is a real sweepstakes casino operated by The Money Factory and running under US sweepstakes law. It has 5,500+ Trustpilot reviews, which confirms real people are using it. The concern isn't whether it's a scam, it's that a significant portion of those reviews are about payouts taking far longer than the advertised {{payout_time_estimate}}. Go in knowing that the payout infrastructure has not matched the marketing so far.
You get No-deposit sign-up bonus: 15,000 GC + 3 SC free upon registration free just for signing up, no card or promo code needed. If you make your first purchase, the offer jumps to for $, which is a 300% coin match. There are larger packages too: 45K GC + 45 SC for $19.99, and 70K GC + 70 SC for $39.99. The $7.99 tier has the best per-SC rate of the three.
The site advertises {{payout_time_estimate}} for Skrill and Apple Pay, with bank transfers taking up to 14 days. In practice, multiple verified user reports document waits of 70+ days with no clear resolution from customer support. The minimum to redeem for cash is SC. Gift cards have a lower minimum at 20 SC. Methods available: {{redemption_methods}}. No crypto option.
Money Factory is blocked in {{prohibited_states}}. If you're in one of those states, Funzpoints and Funrize are alternatives with broader availability.
You need at least 100 SC to redeem for cash prizes. Gift cards have a lower minimum of 20 SC. At the daily login rate of 0.2 SC per day, it takes 500 logins to accumulate 100 SC from daily bonuses alone, the realistic path to the cash minimum is through gameplay, not just login bonuses.
Yes. There are six tiers with XP-based progression. Each time you level up you get a coin bonus, up to 50,000 GC + 50 SC at higher levels. It's a reasonable structure for players who put in volume. Given the payout situation, it's worth weighing whether accumulating a larger balance to chase VIP tiers is the right move before the redemption record improves.
No. There's no iOS or Android app. The site works on mobile browsers and is described as mobile-optimized, but there's nothing to download. If a native app matters to you, Fortune Coins is one alternative with a better mobile setup.
Licensing
Certifications
Trust signals for Money Factory are independently verified and updated regularly.
Expert sweepstakes casino analysts with 10+ years combined experience testing platforms, verifying payouts, and documenting industry practices.
This review was researched with AI assistance and verified by our editorial team. Editorial policy
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Age Requirement: You must be 18 years or older (or the legal gambling age in your state) to participate in sweepstakes casino promotions. No purchase necessary to play.
Sweepstakes Casino Disclaimer: Sweepstakes casinos operate legally in most US states under sweepstakes law. No purchase is necessary to play. You can obtain free Sweeps Coins through daily login bonuses, mail-in requests, and social media promotions.
Money Factory is a sweepstakes casino platform. Gold Coins have no monetary value and are for entertainment only. Sweeps Coins can be redeemed for prizes where permitted by law.
Eligibility: Must be 18+ (21+ in some states) to participate. Not available in Washington, Idaho, Montana, and Nevada. Additional restrictions may apply based on your location.
Responsible Gaming: If you or someone you know has a gambling problem, call 1-800-522-4700 (National Problem Gambling Helpline). Learn about responsible play.
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